Helo is a social media platform that allows the users to create, upload, and share a variety of content like flashcards, GIFs, short videos, music bytes, jokes, memes, status updates, wishes, quotes, poetry, and news. It is one of the leading social media platforms in India that brings people together so that they can create and share content in their own native language. Helo is a platform that allows a diversity of people to connect with broader community. Earlier Helo was available in 15 different languages like Hindi, Telugu, Tamil, Malayalam, and more. Now, Helo further strengthens its existing safety features and content moderation policies, making them available in 14 Indian regional languages. This is done just to provide a safe user experience for its users.

Shyamanga Barooah, Head of Content Operations, Helo, commented on these safety endeavors and said that maintaining a safe, secure, and positive in-app environment is the most important thing for Helo. This is the only reason why they continuously enhance and update their policies, safety tools, and online resources. He also added that just to make sure that fake news does not get promoted on the platform, Helo has collaborated with an independent, third-party fact-checker.

A recent partnership with an internationally acclaimed fact checker to counter misinformation and fake news is yet another step taken by Helo to further intensify its efforts in minimizing misinformation and fake news in the online community. It has partnered with third-party fact-checkers like the Jagran Group, certified by International Fact Check Network and Poynter Institute.

Helo has now also advanced its in-app safety measures with 13 new safety features that include In-app Reporting, Privacy Settings, Restricted Mode, Parental Control, and Comment Filter, to name a few.  The “ In-app reporting features allow:

1.  The users to have greater control over their feed

2. The users will be able to report content or profiles that violate the Community Guidelines.

To make the app more user-friendly, Helo offers the community guidelines in 14 Indian Languages, which includes Hindi, Gujarati, Marathi, Bengali, Punjabi, Telugu, Tamil, Kannada, Malayalam, Oriya and more.  No doubt that the Helo’s working on providing in-app safe environment to its users is highly appreciable. This will only encourage the users to exchange their perspectives and sharing of information across a diverse array of cultures and beliefs.

Having a laptop is a blessing in disguise, whether you consider laptop rental in Chennai or make a new purchase. But more or less, it is just like other electronics that tend to run out into issues over time. Unfortunately, the problems in a laptop knock on your door when you are giving a finishing touch to a crucial task or in the middle of something important. Issues come and no one has control over them.

But what’s more important is to fix them before they turn into a nightmare. Check out a few problems that most people frequently face in their laptops and ways to fix them:

1. Laptop Slowdown

This is the issue that most laptop users often come across. But you need to figure out the real cause of laptop slowdown. In most cases, it is due to dumping your laptop with many files and programs. These programs run in the background and consume a lot of memory power, eventually causing the laptop to slow down. But there’s an easy way out! You just have to uninstall the programs you rarely use. Also, transferring your files that you no longer need to an external drive restores the laptop’s performance.

2. Automatic Shutdown

Is your laptop automatically shutting down for no reason? Most likely, the problem occurs due to overheating. When the dust accumulates in and around the fan in your laptop, it gives you nightmares with frequent automatic shutdowns. The best way to fix the issue is to clean your laptop’s fan thoroughly. Still, if the problem exists, try installing a new fan into your laptop to solve the issue.

3. Drained Battery

Usually, a laptop’s battery should last for hours. But in case it is getting drained in a few minutes of laptop use, then it’s a problem that you need to fix. Mostly, it happens when you run multiple programs at once that put a lot of strain on your laptop battery’s performance. To fix it, don’t open more than one or two tabs in the browser at once. Besides, you could also adjust the brightness levels by clicking the energy-saver option in the power settings.

4. Wi-Fi Connectivity Issues

Often, do you find it hard to connect to a Wi-Fi network? Sometimes, it happens if the airplane mode is switched on and it could be simply fixed by unchecking the option. But sometimes, issues are related to your network adapters. To fix them, navigate to the network adapters tab in your control panel settings and look for the wireless adapter. Enable it if it is disabled for now and it would prompt you to connect with your wireless network. Or, troubleshoot it to get the issue sorted out by the system.

The Key Takeaway

Technical issues are bound to happen, whether you have mobile on rent or a laptop of high configuration. Since it is more or less like an electronic item that needs to be maintained for performance. Just renting it out or buying it and ignoring the maintenance part won’t help if you don’t want the laptop problems to show up when you are in the middle of an urgent task. Some of the problems you can fix on your own like the ones mentioned here while your laptop rental service can look after the complicated laptop issues at no extra cost or a fraction of the price.

MG Motor India has launched the first electric vehicle in India named as MG ES EV. This vehicle is directly unveiled from the company’s stable, and it is certainly a very bold move by the brand. MG ES EV is the second offering from MG Motor, India. It is an all-electric SUV that comes to India with the same specifications as the one sold in the UK. However, the company is assembling the electric car at its Halol plant in Gujarat. This electric vehicle will be priced aggressively and, it will compete with the Hyundai Kona when prices are announced in January 2020.

About the Exterior Design of MG ZS Electric SUV:

1. It is a compact SUV and the dimensions tell more about the compactness of the car.
2. The car is longer than the Hyundai Creta, but it is smaller than the MG Hector. It is 4314mm long, 1809 mm wide and 1620mm tall with the wheelbase of 2579mm that provide a decent space at the rear end.
3. If only the looks are concerned than this vehicle is more of a crossover than an SUV.
4. It sports a wide chrome stud grille flanked by projector headlamps.
5. The rear part of the vehicle is equipped with LED taillamps just below the raked windscreen and the license plate area has been moved down to the bumper, so the rear does look a bit understated, though it looks good on the car and goes well with the overall proportions.

About the Interior Design of MG ZS Electric SUV:

1. The car comes with a neat and uncluttered cabin with not much contouring on the dash and few buttons on the central console. But the fit and finish is pretty good.
2. The cabin is finished in black color and then there are silver inserts on the dash, door pads and circular air-con vents on both ends which gives the vehicle a royal and premium feel.
3. The vehicle comes with an 8-inch touchscreen system with Apple Carplay, Android Auto connectivity
4. It comes with a flat-bottomed steering wheel, USB mobile charging at the front and rear, Bluetooth functionality and even a rear-view camera.
5. It comes with a panoramic sunroof.
6. The vehicle is equipped within Smart EV 2.0 connected car technology which makes it a connected car.
7. It comes with an APM 2.5 air filter which can bring bad air quality level of up to 300 AQI down to regular levels in just 35 mins.

Specifications:

1. The vehicle gets a 5 kWh battery pack that promises a range of 340 km on a single charge. The lithium-ion unit can be charged up to 80 percent in 40 minutes with a 50 kW DC charger, or takes up to seven hours with a standard 7.4 kW charger.
2. The battery system used in the new ZS EV is IP67 certified making it water and dustproof.
3. The company provides an onboard charging cable for 15 amp plugin in order to charge the battery of the vehicle. There’s also the option of Charge on the go, which is a roadside assistance in partnership with Allianz.

The ZS EV will be launched in 5 cities of India and MG Motors has partnered with Fortum India to set up a 50 kW DC fast charging infrastructure at the locations the ZS EV will be on sale. Not only this much, the company has also partnered with Exicom Tele-Systems for second-life use of ZS EV batteries.

At some point in time, every business reaches out to a bank in order to secure a long-term business loan. Whether the business needs money to grow and expand its operations or purchase the latest equipment, there can be many reasons why a business may need a long-term loan.

However, acquiring a business loan does not promise business survival or long-term growth because heavy interest payments can disrupt the entire game. A lack of planning can put the survival of your business at stake because making periodic interest payments as well as repaying the loan is definitely not a piece of cake.

Many businesses fail after a few years of acquiring a large loan-term loan, mainly due to their inability to pay it off.  In order to make sure your business doesn’t fall in this category, let’s have a look at these 7 effective tips to survive with a long-term business loan.

1.   Cut unnecessary spending

Managing business expenses is essential to ensuring the smooth progress and survival of your business. Firstly, begin by monitoring the existing costs of your business and consider how they can be reduced. For instance, if you are required to pay heavy shipping costs when sourcing raw materials from a distant supplier, consider purchasing from a local supplier instead. By reducing any unnecessary expenditure, you can increase profits.

Moreover, there’s always some room to cut back on operational expenses such as bills and utilities, or cleaning and office supplies. For example, electricity expenses can be reduced by turning off any lights, heating, and cooling when not in use. Reducing other expenses will result in savings, giving the business the money to cover long term businesses loans repayment and interest expense.

2.   Manage your cash flow

Most businesses use long-term loans to expand and grow. Make sure you achieve this objective, despite the temporary strain interest payments are likely to put on your cash flows. You have to grow your business no matter what and managing your cash flow efficiently will allow you to achieve this goal.

Start by making cash flow forecasts showing how the loan is going to affect your cash flows. If you are going to earn additional revenue as a result of growth, incorporate that into your cash inflows. Also, account for the increase in cash outflows due to interest payments. The goal should be to prevent a cash shortfall as a result of the loan because this could risk the survival of the business. Consider whether the loan is an option the business can afford in the long run, or whether a plan B is needed.

3.   Automate Payments

Running a business and taking care of all its affairs is not easy – there’s so much to look after and so many operations to handle. In such a situation, automating your payments can significantly reduce some of your burdens. This will ensure that the payment is deducted from your bank account automatically as soon as it is due, without being of any trouble to you.

After all, we all are humans and tend to forget things. But forgetting interest payments and repayments can be a costly mistake. The penalties for late payment can be significant for some loans.

4.   Shop around for the best rates

When seeking a long-term loan, it is always a good idea to approach different banks and private lenders and see who is offering you the best deal. Each institution is likely to have several different loan options with varying interest rates and terms and conditions.

By taking your time to do your research, you can find the best rates, which can help you save a significant amount of over the life of the loan.

5.   Try to pay off the loan early

Long-term loans are not simple; every loan comes with different terms and conditions as well as different interest rates. Some loans carry high-interest rates and hence, it’s always a good idea to get off them off your back as soon as possible to reduce the overall cost to the business over the life of the loan.

While it may seem difficult to pay off a loan earlier than you have to, you can save significant money in the process. Just make sure there are no penalties for early repayment before you sign the contract.

6.   Make sure you understand the terms and conditions’

Most businesses are in a hurry when it comes to acquiring a loan. After all, who doesn’t want money quickly? However, it is very important to study the terms and conditions associated with the loan in detail before you sign the agreement in order to avoid any unpleasant surprises later on. Many business owners are too quick to say yes to a loan, only to realize a few months down the line that it was a big mistake.

Make sure you go through the due dates for payments, penalties for late payments, and any other charges so that you know what you are getting yourself into and can prepare accordingly.

7.   Try not to extend the loan term

Some businesses try to extend the time period over which the loan is to be repaid, in an attempt to reduce the amount payable each month so that it is easier for the business to manage. However, this strategy will only increase your overall cost associated with the loan in the long term (i.e. more time means more interest). Thus, it is best avoided unless the business is in a really difficult financial situation. Some planning and discipline are all you need to effectively manage your long-term loan while keeping costs down.

The Final Verdict

Surviving long term business loans is nothing less than a challenge. It is a long-term commitment that requires a significant amount of thought and consideration in order to be beneficial to the business. By keeping these 7 tips in mind, you can make sure your business thrives as a result of the additional funds, instead of running into financial trouble.

Hindware Appliances launched a wide range of intelligent and connected ‘iPro’ of products and hence making the company’s foray in the fast-emerging Internet of Things segment. It has launched  Achelous Premium iPro’ water purifier, ‘Optimus iPro’ chimney, and ‘Ondeo Evo iPro’ water heater that makes the use of the cutting edge technology to enhance consumer experience. The IoT enabled water heaters, and water purifiers will be available at select Croma and Reliance Digital stores and Chimney at select exclusive Hindware galleries.

All these premium products are designed and developed by keeping in mind the early adapters and evolved users in smart home automation. Each of these smart appliances can be seamlessly managed through Hindware App that will assist the users in operating, monitoring and controlling the products remotely, auto diagnose and troubleshoot and register service requests at the touch of a button.

About Achelous Premium iPro:

1. It is a state-of-the-art water purifier which is equipped with revolutionary Flosense Technology’
2. It comes with, India’s first RO membrane life alert (patent applied) feature & Real-time filters alert (patent applied) features which display the actual status of the RO membrane and real-time balance life of other filters.
3. It comes with inbuilt intelligent sensors can smartly fill the outside water jug without any manual intervention.
4. This water purifier provides hot, warm and ambient water.

Achelous Premium iPro is priced for Rs. 27,990

Optimus iPro Chimney:

1. It is designed to deliver a powerful suction at extremely low noise and thus, enhance user experience especially for the Indian kitchen.
2. It is available in two sizes, 60 cm and 90 cm.

The 60cm, Optimus iPro Chimney is priced for Rs. 44,990 and the 90cm, Optimus iPro Chimney is priced for Rs. 48,990.

Hindware Atlantic Ondeo Evo iPro water heater:

1. It comes with a beautiful contrasting touch key display with LED icons that shows different operating modes, and works on Wi-Fi.
2. It is equipped with 3 pre-set heating modes and all-new auto Fresh Cycle which enables the water heater to maintain hygiene and be bacteria free by heating the tank up to 80°
3. The Shower Ready Mode makes consumer’s life easier as it shows the time for water to be heated.

The Ondeo Evo iPro water heater is priced for Rs. 18,000.